Is It Safe To Invest In Real Estate?

We will help you to compare with different points, an investment in real estate or in stock market, in order to know the most favourable.

Specifically, people who have money to invest often ask the question, “What is a better investment- apartments for sale in Gurgaon or shares? There is no exact answer because it depends very much on your preferences and your investment strategy. However, we will start by looking at each type of investment:

apartments for sale in Gurgaon

LET’S LOOK AT THESE TWO TYPES OF INVESTMENTS:

Investing in real estate with a rental investment involves buying a property for rent, house or apartments. Each month you receive rent from your tenant, you pay the fees and keep the difference as a profit.

Investing in the stock market with shares represents a financial participation, you buy a piece of business. You can buy shares in a company regardless of its activity. You hope that the company gains value in order to sell your shares at higher prices.

INVEST IN THE STOCK MARKET, IS IT FAVORABLE?

Everything will depend on the strategy of your investment. The scholarship can dream because it can garner high capital gains in a short time, however, investors do are never safe from a turnaround in an identical time.

If you invest for the long term, your profitability will depend mainly on when you invest: that is, if you buy stocks at the highest, in the long run, it will be very difficult to achieve good profitability.

Although in recent years the market is up, worries remain with the rise including rates and oil strikes for example! You have to be very careful. This is not always the case, many investors get used to the hikes and forget that the market follows cycles. Inevitably after a bull market follows a consolidation or a declining market.

Why is it advantageous to invest in land for sale in Gurgaon?

It’s a more stable market than the stock market

By investing in real estate, you can take advantage of leverage. The leverage effect is the ratio of the money you have invested and the money you are given to make your investment.

When you buy your investment, you will usually take out a bank loan. On average, the contribution is 20%, and the bank lends the rest. For rental investment you will put your property to rent, income generated by the amount of rent paid by your tenant, can allow you to repay your loan. Thus the leverage effect is important for real estate investments. Unlike where, on the stock market, the use of financial leverage is much more restricted.

Indeed, when you invest in real estate once your loan has been repaid, you receive an additional income each month with the rent that you will pay to the tenant. Whether you are active or retired you know the amount you will collect and its frequency. In addition, in the long term your investment in stone is a heritage that you can pass on to your descendants.

With actions you can lose much of your stake in a few days. Unlike real estate, the declines are less significant due in particular to longer transaction times, and the duration of a higher investment. The Stone is therefore much more stable than the actions.

The financing of real estate investment is more advantageous, financial investments cannot be financed by a credit. While in real estate it is possible, and it is a real good especially that today the interest rates are lower than the yield of the stone.

Buying a Second Home is Still a Good Investment?

We are dealing with one of those questions with a complex and complex answer: when we talk about investments, we must necessarily consider several factors. One of all economic availability. Buying a house generates all kinds of sensations. It is a decision that excites you but cannot be taken quickly, so it is advisable to know where you want it to be located and what type of home you want to acquire, that is, whether it has to be first or second hand. Probably, buying a house first hand is not the best option because of its high cost, so it is important to keep in mind that a second-hand home is cheaper and that if it is to reform you will get advantages to put it to your liking.

Sometimes, the option can be similar but more complex, we buy a second-hand house to later put it for rent, taking into account the floor we want to buy and the financial part.

Advantages of acquiring a second-hand house

Before buying the apartments for sale in Gurgaon, it is essential to hurry that the decision is the most appropriate, so take your time and know the possible alternatives. Make a check of the entire floor and all the general condition of the house, besides ruling out potential problems that will affect you in the long term. On the other hand, it is best to seek specialized advice to study the possibilities of real modification of the house. Also, it is worth learning that there are specific rates for individual works and that every property to live must have the energy certificate. If all is well, it only remains to put hands to the task.

  1. The price of housing

Buying a second-hand house is cheaper. If we talk regarding investment, it costs more to buy a house to reform that is already changed or that is new. It is essential to know the location/price ratio of old construction buildings to acquire a house at a reasonable price and thus, adapt it to the needs or taste of the consumer.

  1. The location

Above the price, the stratum or the form of payment, what weighs most when buying a house is the location? While new homes are usually found in remote areas and new developments, the old ones are better located. Therefore, these last accounts with better services for the welfare of the client.

  1. Style

The purchase of a house arouses great emotion and can model it to your liking in its primary asset. People seek to adapt it to taste by planning possible reforms in the short or long term.

  1. Sustainability and energy efficiency

It is undoubtedly one of the major pending issues of the real estate market, especially in the showcase of the second hand. We have to incorporate everything that is profitable when it comes to saving money at home, making responsible use of available resources. To carry out reforms it is essential to take into account all kinds of materials used, insulating and sustainable, inside and outside the home, that is, the fa├žade.

  1. Good financing conditions

First of all, you have to set the financing to buy an apartment for sale in Gurgaon. To do this, we must access advantageous financing formulas that are adjusted to the possibilities of each person.

Take into account the modalities of flexible mortgages, adjusted to the term and the repayment installments of each income. Find out about the mortgage loan that credit institutions will grant you more easily, since they will cover only 80% of the value of the appraisal of the home you want to buy. Or you will have to resort to more specific product offers.